Minnesota · 2026 planning data

Minnesota SUTA rate and employer cost for 2026

Minnesota's 2026 unemployment-insurance cost is employer- or industry-specific. The sourced wage base is $44,000 per employee, so EmployerCost presents a 1.596%–10.602% planning range until the assigned rate is available.

Calculate a Minnesota estimate

How the Minnesota SUTA line is estimated

State unemployment tax applies only up to the annual UI wage base for each employee. For an employee earning at least $44,000, the planning calculation is:

Minnesota does not provide one universal new-employer percentage for every business. EmployerCost uses the official 1.596%–10.602% planning range until the assigned notice is available.

What changes the real employer cost

• Minnesota's 2026 new-employer rates vary by industry. EmployerCost adds the 0.40% base rate, then applies the 14.00% additional assessment, producing a 1.596% to 10.602% total range.
• The experienced total range is 0.456% to 10.602% on the first $44,000. Use the assigned rate for an exact estimate; the 2026 special assessment is 0%.
• Employer Social Security, Medicare, and FUTA remain separate federal cost lines.
• Workers compensation depends on class code, carrier, payroll exposure, and employer history.
• Health benefits, retirement contributions, payroll software, and HR administration depend on the employer's choices.

Use the calculator's custom SUTA field whenever an official notice supplies a different rate. Read the SUTA rate guide and employer payroll tax guide before relying on a planning result.

Minnesota employer cost questions

What is the Minnesota SUTA wage base for 2026?

The sourced taxable wage base used by EmployerCost is $44,000 per employee. Wages above that cap are not included in this SUTA line, but can still affect Social Security, Medicare, benefits, workers compensation, and other costs.

What rate should a new Minnesota employer use?

Minnesota does not provide one universal new-employer percentage for every business. EmployerCost uses the official 1.596%–10.602% planning range until the assigned notice is available.

Is SUTA the full cost of a Minnesota employee?

No. Start with salary, then add employer FICA, FUTA, SUTA, workers compensation, benefits, and payroll administration. The Minnesota calculator keeps uncertain items as ranges.

Official sources

• Minnesota UI 2026 rates, industry table, and assessments
• U.S. Department of Labor — Significant Provisions of State UI Laws, effective January 2026

Verified against official sources July 30, 2026.

General planning information only. Not payroll, tax, legal, insurance, or HR compliance advice.